We collect information that helps us provide better investment education and community experiences. This includes data you provide directly and information gathered through your platform interactions.

Your information helps us create meaningful educational experiences and foster genuine investment community connections.

• Educational Personalization: We customize learning paths based on your experience level and interests
• Community Facilitation: We connect you with relevant discussion groups and mentorship opportunities
• Progress Tracking: We monitor your educational journey to suggest appropriate next steps
• Platform Improvement: We analyze usage patterns to enhance our educational content and community features
• Communication: We send relevant educational updates, community news, and platform notifications
• Security Protection: We use your data to prevent fraud and maintain platform safety
• Legal Compliance: We process data as required by Belgian financial education regulations

Under Belgian and EU data protection laws, we process your information based on the following legal grounds:

• Contract Performance: Processing necessary to provide our educational services and community access
• Legitimate Interest: Improving our platform, preventing fraud, and enhancing user experience
• Consent: Marketing communications and optional data processing you've agreed to
• Legal Obligation: Compliance with financial services regulations and tax requirements

We believe in transparency about when and how we share your information. We never sell your personal data to third parties.

• Service Providers: We work with trusted partners for payment processing, email delivery, and technical infrastructure
• Educational Partners: With your consent, we may share progress data with affiliated educational institutions
• Legal Requirements: We disclose information when required by Belgian law or to protect our users' safety
• Business Transfers: In case of merger or acquisition, user data may transfer under the same privacy protections
• Community Features: Profile information you choose to make public within our investment community

Under GDPR and Belgian privacy laws, you have comprehensive rights regarding your personal data:

To exercise these rights, contact us at [email protected] or write to our address below. We'll respond within 30 days and verify your identity before processing requests.

We retain your information only as long as necessary for educational purposes, legal compliance, and community value.

We implement comprehensive security measures to protect your personal and educational data from unauthorized access, disclosure, or misuse.

• Encryption: All data transmissions use TLS encryption, and sensitive information is encrypted at rest
• Access Controls: Role-based access ensures only authorized personnel can view specific data types
• Regular Audits: We conduct quarterly security reviews and annual penetration testing
• Data Centers: Our EU-based servers meet ISO 27001 and SOC 2 compliance standards
• Incident Response: We have procedures to detect, respond to, and report any security breaches within 72 hours
• Employee Training: Regular privacy and security training for all staff with data access

While we primarily process data within the European Union, some services require international transfers under appropriate safeguards.

• EU Processing: Primary data storage and processing occurs within EU member states
• Adequacy Decisions: Transfers only to countries with EU-recognized adequate protection levels
• Standard Contractual Clauses: Additional protections for transfers to service providers outside the EU
• Data Processing Agreements: All international partners sign comprehensive data protection agreements

We use cookies and similar technologies to enhance your learning experience and understand platform usage patterns.

• Essential Cookies: Required for basic platform functionality, login sessions, and security
• Functional Cookies: Remember your preferences, language settings, and educational progress
• Analytics Cookies: Help us understand how you use our platform to improve educational content
• Marketing Cookies: Used only with your consent to personalize educational recommendations

You can control cookie preferences through your browser settings or our cookie management tool. Some features may not work properly if you disable essential cookies.

Our investment education platform is designed for adults aged 18 and older. We do not knowingly collect personal information from minors.

If we discover that we've collected information from someone under 18, we'll delete it immediately and restrict access to our services. Parents who believe their child has provided information to us should contact us immediately at [email protected].

We may update this privacy policy to reflect changes in our practices, technology, legal requirements, or business operations.

• Notification: We'll notify active users of significant changes via email and platform notifications
• Review Period: Important changes will include a 30-day review period before taking effect
• Version History: Previous policy versions are available upon request
• Continued Use: Using our services after changes take effect constitutes acceptance of the updated policy